Indian Overseas Bank Local Bank Officer 2025 Job Notification Released
Introduction
Indian Overseas Bank opens a bright door for aspiring professionals. The bank invites candidates for the Local Bank Officer (JMGS-I) post. It uses advertisement code HRDD/RECT/01/2025-26 and fills 400 vacancies. You apply online on www.iob.in and join a respected government undertaking.
You must act fast because the application process runs from 12.05.2025 to 31.05.2025. First, fill the application form carefully on the website. Next, pay the required fee and follow the guidelines strictly. This online-only approach makes the process smooth and clear.
Candidates need to meet simple yet important eligibility criteria. In addition, you must be a citizen of India or fall under the special eligible groups. You must also meet the age requirement of 20 to 30 years as well as hold a graduation degree from a recognized university. Furthermore, valid documents must accompany your form at the interview stage.
You face a clear selection process that starts with an online exam. Next, you prove your local language skills in a special test. Finally, you attend a personal interview that judges your overall ability. With clear rules and a well-structured process, the bank ensures you show your best level at every step.
Overview
| Parameter | Details |
|---|---|
| Organization | Indian Overseas Bank (A Govt. of India Undertaking) |
| Advertisement No. | HRDD/RECT/01/2025-26 |
| Date | 12.05.2025 |
| Position | Local Bank Officer (JMGS-I) |
| Vacancies | 400 |
| Mode of Application | Online only – www.iob.in |
| Application Period | 12.05.2025 to 31.05.2025 |
Important Dates
| Activity | Date |
|---|---|
| Payment of Application Fee/Intimation Charges | 12.05.2025 – 31.05.2025 |
| Opening Date of Online Registration | 12.05.2025 |
| Closing Date of Online Registration | 31.05.2025 |
Vacancy Details
Applicants can apply for a vacancy in one state only. The table below summarizes the reservation breakdown for each state along with the mandatory language requirement and the Local Bank Officer vacancy numbers. (For ease of presentation, the “PwBD” section is shown with individual sub-categories.)
| S. No. | State | Mandatory Language | Vacancies | SC | ST | OBC | EWS | UR (Gen) | PwBD – VI | PwBD – HI | PwBD – OC | PwBD – ID |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Tamil Nadu | Tamil | 260 | 39 | 19 | 70 | 26 | 106 | 2 | 2 | 3 | 3 |
| 2 | Odisha | Odia | 10 | 1 | 1 | 3 | 1 | 4 | 0 | 1 | 0 | 0 |
| 3 | Maharashtra | Marathi | 45 | 7 | 3 | 12 | 5 | 18 | 0 | 0 | 1 | 1 |
| 4 | Gujarat | Gujarati | 30 | 5 | 2 | 8 | 3 | 12 | 0 | 1 | 0 | 0 |
| 5 | West Bengal | Bengali | 34 | 5 | 3 | 9 | 3 | 14 | 1 | 0 | 0 | 0 |
| 6 | Punjab | Punjabi | 21 | 3 | 2 | 6 | 2 | 8 | 1 | 0 | 0 | 0 |
| Total | – | – | 400 | 60 | 30 | 108 | 40 | 162 | 4 | 4 | 4 | 4 |
*Note: The PwBD (Persons with Benchmark Disabilities) sub-categories indicate the number of vacancies reserved for candidates with Visual Impairment (VI), Hearing Impairment (HI), Orthopedically Challenged (OC), and Intellectual Disability (ID). Reservation for PwBD is provided on a horizontal basis across the applicable categories.
Eligibility Criteria
Before applying, candidates must ensure they satisfy the following basic criteria:
- Nationality/Citizenship:
- A candidate must be a Citizen of India; alternatively, they may be a subject of Nepal, Bhutan, a Tibetan refugee (settled in India before 1 January 1962), or a person of Indian origin from specified regions (subject to a certificate of eligibility issued by the Government of India).
- Age & Date of Birth:
- The cut-off date for determining age and educational qualification is 01.05.2025.
- Applicants must have been born not later than 01.05.2005 and not earlier than 02.05.1995 (both dates inclusive).
- This implies the general age range is 20 to 30 years as on the cut-off date.
- Educational Qualification:
- A Degree (Graduation) in any discipline from a University recognized by the Government of India or an equivalent qualification approved by the Central Government.
Candidates must produce valid mark sheets/degrees during the Personal Interview to verify the qualification.
Age Relaxation
| Category | Age Relaxation (Years) |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 |
| Other Backward Classes (Non-Creamy Layer) | 3 |
| Persons with Benchmark Disabilities (PwBD) | 10 |
| Persons affected by 1984 riots | 5 |
| Ex-servicemen/Commissioned Officers | 5 |
If eligible under more than one category, relaxations will be provided on a cumulative basis (subject to the overall maximum limit of 50 years for SC/ST/OBC candidates).
Emoluments & Service Conditions
| Parameter | Details |
|---|---|
| Pay Scale (Assistant Manager – Scale I) | Basic Pay Range (as on 01.05.2025): 48,480 – 20,00/7 – 62,480 – 23,40/2 – 67,160 – 26,80/7 – 85,920 DA, HRA, CCA, and other allowances as per prevailing rules |
| Probation Period | 2 years (active service) from the date of joining |
| Bond Amount | Rs. 2,00,000/- (to be executed for rendering service for a minimum period of 3 years) |
| Leave & Travel Allowance | As per the Service Rules of the Bank |
Selection Process & Examination Pattern
The selection process is conducted in three stages:
- Online Examination:
- The exam comprises 140 objective-type questions (total 200 marks) divided into four sections.
- Language Proficiency Test (LPT):
- Applicants must demonstrate proficiency in the local language of the applied state. Candidates who can produce a 10th or 12th standard marksheet as proof of language study may be exempted.
- Personal Interview:
- Candidates who qualify in both the Online Examination and the LPT will be called for a Personal Interview.
Exam Structure:
| Section | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | – | 3 hours |
- Marking Scheme: +1 mark per correct answer; -0.25 mark for each wrong answer.
- Sectional Qualifying Marks: Reserved category candidates require at least 30%, while unreserved candidates require 35%.
Final Selection Weightage:
- Online Examination: 80%
- Personal Interview: 20%
Candidates will be shortlisted on a state-wise and category-wise merit basis.
Application Process & Guidelines
| Step/Parameter | Details |
|---|---|
| Mode of Application | Online only via www.iob.in |
| Registration Period | 12.05.2025 to 31.05.2025 |
| Application Fee (Non-Refundable) | – GEN/EWS/OBC: INR 850 (inclusive of GST) – SC/ST/PwBD: INR 175 (inclusive of GST) |
| Pre-Requisites: | – Read the detailed advertisement available on the “Careers” page of the IOB website – Ensure your scanned photograph, signature, left thumb impression, and handwritten declaration are prepared as per the prescribed specifications – Maintain a valid personal email ID; the bank will communicate call letters and other instructions via this email – Ensure a healthy credit history (minimum CIBIL score of 650) as per bank policy |
| Important Instructions: | – Applicants must apply for one state only. Multiple or incomplete applications will be rejected – Once submitted, changes to the application will not be accepted – Follow the document upload guidelines strictly (see Annexure I in the advertisement for detailed specifications) |
Examination Centres
The online examination will be conducted at several centres across India. A tentative list (subject to change) includes:
| State/UT | Sample Examination Centres |
|---|---|
| Andaman & Nicobar | Port Blair |
| Andhra Pradesh | Guntur, Vijayawada, Kurnool, Vishakhapatnam |
| Arunachal Pradesh | Naharlagun |
| Assam | Guwahati, Jorhat, Silchar, Dibrugarh |
| Bihar | Arrah, Patna, Muzzafarpur, Gaya |
| Chandigarh | Chandigarh/Mohali |
| Delhi–NCR | New Delhi / NCR |
| Gujarat | Ahmedabad/Gandhinagar, Vadodara, Surat |
| Maharashtra | Mumbai/Thane/Navi Mumbai (MMR), Nagpur, Pune, Aurangabad, etc. |
| Punjab | Various centres (e.g., Amritsar, Ludhiana) |
| Tamil Nadu | Chennai, Madurai, Tiruchirappalli, and other centres |
| … and several others | For a complete list and any updates, please refer to www.iob.in. |
Note: The bank reserves the right to delete, add, or change examination centers based on administrative feasibility.
Document Verification & Personal Interview
Candidates who are shortlisted for the Personal Interview must bring the following (originals plus self-attested photocopies):
- Printout of the Personal Interview Call Letter and the submitted online application form
- Proof of Date of Birth (Birth Certificate or relevant certificate showing DOB)
- Proof of Language Proficiency (10th or 12th standard certificate with the subject detailed)
- Valid Photo Identity Proof (e.g., Passport, Aadhaar, PAN, Driving License, Voter’s Card, or a Bank Passbook with photo)
- Educational mark sheets and degree certificates
- Experience certificates/appointment letters (if applicable)
- Caste certificate (in prescribed format) for SC/ST/OBC/EWS candidates
- Disability certificate (for PwBD candidates) as per government regulations
- For candidates serving in government/quasi-government organizations or public sector undertakings, a “No Objection Certificate” from the current employer
- Any other relevant documents as specified in the advertisement
Additional Guidelines
- Use of Electronic Devices: Do not carry mobile phones, pagers, smart watches, pen drives, cameras, Bluetooth devices, or any other electronic gadgets in the exam hall.
- Scribe Facility: Candidates facing permanent writing difficulties may arrange for their own scribe (at their own cost) subject to the guidelines provided. They must indicate this requirement on the application form and submit a suitable undertaking.
- Conduct & Code of Behavior: Any form of misconduct, misrepresentation, impersonation, or unfair means during any stage of the recruitment process will lead to disqualification—and in some cases, legal action.
- Communication: All further announcements, call letters, and updates will be provided exclusively on the bank’s official website (www.iob.in). Regularly check your email and the website to stay informed.
Frequently Asked Questions
1. What is the advertisement number and date?
The advertisement number is HRDD/RECT/01/2025-26 and it is dated 12.05.2025.
2. How many vacancies are available and for which post?
A total of 400 vacancies are available for the post of Local Bank Officer (JMGS-I).
3. What is the application mode and period?
Applications must be submitted online via www.iob.in, from 12.05.2025 to 31.05.2025.
4. What are the age criteria for this post?
Candidates must have been born not later than 01.05.2005 and not earlier than 02.05.1995 – meaning they should be between 20 and 30 years old as on the cut-off date (01.05.2025).
5. What is the required educational qualification?
A candidate must hold a Degree (Graduation) in any discipline from a University recognized by the Government of India or an equivalent qualification approved by the Central Government.
6. What is the exam structure for the online examination?
The Online Examination consists of 140 objective-type questions (200 marks total), divided into four sections – Reasoning & Computer Aptitude, General/Economy/Banking Awareness, Data Analysis & Interpretation, and English Knowledge. The exam duration is 3 hours.
7. How is the final selection determined?
The final selection is based on the combined weightage of the Online Examination (80%) and the Personal Interview (20%), with candidates being shortlisted on a state-wise and category-wise merit basis.
8. What are the application fees?
- For GEN/EWS/OBC candidates, the fee is INR 850 (inclusive of GST).
- For SC/ST/PwBD candidates, the fee is INR 175 (inclusive of GST).
All fees are non-refundable.
9. Can I apply for more than one state?
No. Candidates must apply for one state only. Applications made for more than one state will be rejected.
10. Where can I find the detailed specifications for document uploads?
The detailed guidelines for scanning and uploading your photograph, signature, left thumb impression, and handwritten declaration are available in Annexure I of the advertisement on the IOB website (www.iob.in).
